Meklik

Terms of Service

Effective date: 24 October 2026

These are draft terms for review. The service scope, payment arrangements, dispute process, and applicable Nigerian legal requirements must be confirmed before publication as final terms.

1. Using Meklik

These terms are between you and Meklik Limited ("Meklik", "we", "us", or "our"). They apply when you access or use Meklik's website and supported digital services. By using a feature, you agree to follow these terms and any additional terms presented by a third-party provider.

2. Accounts and accurate information

You are responsible for providing accurate information, protecting your sign-in credentials and transaction PIN, and promptly reporting suspected unauthorized access. Do not share authentication secrets or use another person's account without authorization.

3. Authorized business and WhatsApp connections

You may connect a business or WhatsApp account only if you are authorized to do so. You are responsible for having permission to submit business information, media, and other content. Access granted through Meta or another provider remains subject to that provider's terms, permissions, and token-expiration requirements.

4. Payments and financial features

Features involving transfers, payments, airtime, data, or transaction records may depend on external providers, account eligibility, available funds, verification, and service availability. Review transaction details before confirming an action. Fees, processing times, reversals, and dispute procedures may depend on the relevant provider and transaction.

For payment-processing failures or reversal issues, contact the relevant payment provider. Meklik can assist with its own transaction records where relevant, but does not guarantee a particular processing time, reversal outcome, or provider decision.

Do not treat informational summaries or automated responses as a substitute for reviewing official account and transaction records. Availability of a feature does not guarantee that every transaction will succeed.

5. Acceptable use

Do not use Meklik to commit fraud, impersonate another person, violate the law, infringe rights, distribute harmful content, interfere with service operation, or attempt to access systems or data without authorization.

6. Third-party services

Some features rely on services operated by third parties, including messaging and payment providers. Those services may have their own terms, privacy policies, fees, availability limits, and dispute processes. Meklik cannot guarantee uninterrupted operation of third-party systems.

7. Availability and changes

Features may be updated, suspended, or discontinued to maintain security, comply with law, or address operational requirements. We will not use this clause to remove rights that cannot lawfully be excluded.

8. Suspension and termination

Access may be restricted when reasonably necessary to investigate misuse, protect accounts or other users, comply with law, or address a security risk. If your access is restricted, you may contact Meklik support to request a review. The circumstances of the restriction and any applicable legal requirements will be considered when responding to your request.

9. Disclaimers and liability

To the extent permitted by law, informational features are provided without a guarantee that every output will be error-free or suitable for every purpose. Nothing in these terms excludes liability or consumer rights that cannot legally be excluded. Applicable service-specific agreements may provide additional rights and obligations.

10. Changes to these terms

We may update these terms as services or legal requirements change. The effective date should be updated when revised terms are published. Continued use after changes take effect is subject to applicable law and any consent requirements.

11. Contact

Questions about these terms may be sent to meklikofficial@gmail.com.